The credit card is the bane of my existence, that is why I do without it. However, I have realized that the debit card can be as injurious to health.
I guess it was people like me who walk into flashy malls (read into the attractive snares set up capitalist commercial giants) and end up becoming quite lighter, pursewise, that the subprime crisis hit the world. People like me, only ten time more like me, who didn't think twice (which is by the way the number of times I think before that shopping binge).
But then again life would surely be quite bland without the plastic money.