Every month, there is a particular date which scares me. Around a couple of day ahead of it, I start planning, frequently checking my phone messages and bank account. It’s the day my credit card bill gets generated. I wait for it like a student who has appeared for a test and knows how awfully they have done, they are also very sure which questions they got wrong, so they are almost certain what the ballpark result would be. Yet.
The morning the bill hits my inbox I am a veritable skunk, spewing stink all over. Why did I have to buy this, or that or the other are the top guilt ridden questions. Let’s face it, I am hopeless at financial planning. Generally when people make blanket stereotypical statements like women are bad at driving, my voice is the loudest to protest. But when it comes to the stereotype of finances I have to quieter down. I just don’t know where the months keep slipping and so does my money.
I make plans to keep a check and not make huge purchases or come such. But every now and then something comes up and I am back to square one. When will I learn?
I have tried it all - apps which track your financial pattern, making lists in notebooks, planning out minute expenditures. I start off strong but some day, I slip. Maybe it is that discount on pretty dresses, or the visit to the mall, or that must-get iPad. :(
We’ll, here’s another month almost to the end, I am having that funny feeling in my stomach again. Let’s hope I am better next month. Fingers crossed
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